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Thread: New...looking for bank


  1. #1
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    New...looking for bank

    Any suggestions for the best bank. I use Bank of America and love them but only one branch in Destin. I want more accesibility. I love their bill pay as well. Any suggestions????

    Thanks

    Danny

  2. #2

    Re: New...looking for bank

    I noticed there is a second location in Regatta Bay.

    It seems like Regions is a good bank... I don't have any complaints.

  3. #3
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    Re: New...looking for bank

    We use Trustmark, location in Seagrove, Destin and PCB. Small, local bank.

  4. #4
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    Re: New...looking for bank

    Have been using Trustmark and Regions bank ( ex- AmSouth ) for years. Both have multiple branchs and services you would need.
    BEACH LOCAL

  5. #5
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    Re: New...looking for bank

    Stay away from Regions...... they are getting a very bad reputation throughout the southest. I don't bank there anymore and can't vouch for the local branches in SoWal. The corporate policies are why they are getting a bad rep.
    See; www.badregions.com; many past employees have posted their stories. Have a look and make your own determination.

  6. #6
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    Re: New...looking for bank

    Quote Originally Posted by rocket136 View Post
    Stay away from Regions...... they are getting a very bad reputation throughout the southest. I don't bank there anymore and can't vouch for the local branches in SoWal. The corporate policies are why they are getting a bad rep.
    See; www.badregions.com; many past employees have posted their stories. Have a look and make your own determination.
    I used to use a smaller local bank, still do, for smaller accounts. A few years back a family member was very happy with account structures, int. earnings, etc...and encouraged me to go to Regions and speak to the manager. Which I did. Regions used to be Amsouth and I didn't like the big corp. mentality and I wanted home town kind of service. I was skeptical...but opened an account and have been very happy. I get personal service, corporate type services, LOC's for business as well as personal, mortgage. I'm glad I gave them a try and now Regions is my primary bank. Service is great and friendly.

    I read some of the link above, not much, but what I did read seems like a bunch of disgruntled people who have to blame someone for their money problems. It didn't prove anything to me.

  7. #7
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    Re: New...looking for bank

    All of my accounts are small, and I primarily use BankTrust and Eglin Federal Credit Union. We also have an account with FNBT to keep my insurance drafts and Paypal transactions out of my main checking account and to give me and Denise, the branch manager, an excuse to chat about our beloved Seminoles. Technically we also have an account with Tyndall FCU, but that's only because they draft my vehicle payment biweekly.

    I'm not real fond of Regions - just has a "corporate" feel to it. Of course, if it is corporate services you need, they might be fine.
    Go Seminoles...fight team fight...SCALP'EM!!

  8. #8

    Re: New...looking for bank

    I loved Regions until the merger, now...not so much. I will say that the staff at the Watercolor branch is really great though....it's not their fault.

  9. #9

    Re: New...looking for bank

    I havent had any problem with Wachovia, see Sally at The Village of Bayetowne Wharf, shes very helpful,

  10. #10
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    Re: New...looking for bank

    all my accounts are small too,I like Trustmart because it hasn't been bought out in 40 plus years.

  11. #11
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    Re: New...looking for bank

    Banktrust, more and more locations all the time. they are regional to us. grayton branch, 231 1500

  12. #12
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    Re: New...looking for bank

    thanks for all the info. Anyone use Whitney??

  13. #13

    Re: New...looking for bank

    I've been with Vanguard for almost 10 years. I like that they're a local bank (main office is in Val'P). They've got a branch next to McAlisters in Miramar and don't (or didn't) they have one in Seagrove?
    CK

  14. #14
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    Re: New...looking for bank

    Quote Originally Posted by hhpc45@yahoo.co View Post
    I havent had any problem with Wachovia, see Sally at The Village of Bayetowne Wharf, shes very helpful,
    There is also a Wachovia branch in Seaside if this helps. My golfing buddy uses them and seems satisfied.
    BEACH LOCAL

  15. Re: New...looking for bank

    A friend of mine just reported a massive under reporting of interest for tax purposes on her Whitney account, which doesn't speak well of the bank.


    Have you thought of an on line bank. I use Everbank and it is really easy,
    do everything on line, and they pay 3+% on checking, though when I signed up in the fall it was 6%.

  16. #16
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    Re: New...looking for bank

    I have used Trustmark in Seagrove since they were Emerald Coast Bank. They are not the closest to my house but the staff there is the BEST. I tell them all the time if they leave, I leave....
    The image in a mirror doesn't always reflect the conditions of a soul ~ LN

  17. #17
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    Re: New...looking for bank

    Quote Originally Posted by nathanthebanker View Post


    plus you get all the safe-t-pops your pocket can fit at trustmark.
    got a few today...
    The image in a mirror doesn't always reflect the conditions of a soul ~ LN

  18. #18
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    Re: New...looking for bank

    Am I the only one using SunTrust? I tried them on the recommendation of a friend in my business, who says they are the best bank his business has ever used. I'm nowhere near his level of $, but I think they treat me pretty well.

  19. #19

    Re: New...looking for bank

    I may have to recant my response about Regions. Last week we discovered nearly $400 in charges and they have yet to explain them to us. One time they say that it is because a transaction posted which caused 7 other transactions to bounce, but then they charged us for the offending transaction and two others. As near as we can figure, none of them would have bounced had there not been service charges.
    In the midst of my rant about this to my daughter, she told me that she tried to make an online purchase with her debit card and it was declined though she had over $500 unavailable.
    I think the merger has created some big problems.

    So, what bank do people recommend, my money and I are going elsewhere.

  20. #20
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    Re: New...looking for bank

    Quote Originally Posted by TreeFrog View Post
    Am I the only one using SunTrust? I tried them on the recommendation of a friend in my business, who says they are the best bank his business has ever used. I'm nowhere near his level of $, but I think they treat me pretty well.
    We've used SunTrust & BancorpSouth, which now has a branch in front of OFFH.
    You need not think alike to love alike.
    Francis David

  21. #21

    Re: New...looking for bank

    Try Trustmark. The tellers are the very BEST! They go above and beyond to help the customers. They are locals that have been in the area forever. They are just wonderful to work with.

  22. #22

    Re: New...looking for bank

    I used Destin Bank until it changed to Whitney; I would not recommend Whitney.
    A people that values its privileges above its principles soon loses both.
    Dwight D. Eisenhower

  23. #23
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    Bank of America is like a big used car lot...they don't remember who you are no matter how many times you've been there and only want to squeeze as much from you as possible. Then they more on to the next "customer". NO CUSTOMER SERVICE SKILLS!! B of A can KMA.
    I found Wachovia in Carillon Beach to be a refreshing change, a large bank with personal service. It means a lot to me to believe they are interested in me ("how was your weekend? did you do anything fun?") and not each other. Ever go to the grocery store and have the cashiers and baggers talking about their personal lives with each other as if no one else is there? You pay your bill and leave without any of them speaking to you or offering help.
    Customer service means everything if you want referrals.

  24. #24
    Whitney has gotten much better since they first bought Destin Bank. I think they are now one of the best and most convenient banks in the area. They even have a small branch in Destin Commons that stays open until 7:00. I wouldn't recommend B of A or Regions. Both have gotten too big - service is suffering.

  25. #25
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    Interesting article about Florida banks from TheStreet Website--food for thought:

    http://www.thestreet.com/s/floridas-...FREE&cm_ite=NA

    Note some of the familiar names on the article's "Watch List." (The Fed doesn't publish its Watch List.)




    .
    Last edited by SHELLY; 05-07-2008 at 10:42 AM.
    But hey...Top Ramen tastes a whole lot better when you eat it off of a Granite Countertop. (Mr & Mrs Too Much Homebuyer)

  26. #26
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    I've been using Suntrust for two years with nothing to complain about. They actually call you every few months and ask you how things have been going and if there is anything else they can do.
    That being said, I am switching to Wachovia due to convenient locations to where I live as well as it is the same bank as my company does business with. I have already discovered that they are more protective of accounts that I had with Suntrust. I like that I can go into the Redfish Village Branch and the same person handles anything I need to know regarding banking.
    Anthony

  27. #27
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    Quote Originally Posted by ASH View Post
    I've been using Suntrust for two years with nothing to complain about. They actually call you every few months and ask you how things have been going and if there is anything else they can do.
    ...like to try to sell you more services I can guarantee, their motives aren't as altruistic as they pretend to be.

    .
    But hey...Top Ramen tastes a whole lot better when you eat it off of a Granite Countertop. (Mr & Mrs Too Much Homebuyer)

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