Multilevel marketing MLM discussion

[scooterbug44]

I remember when a guy I knew made an appointment to talk with me one day, many years ago. I thought he wanted to talk business, with him buying my services, because that is what he indicated. This was a retired man, former military. He came in as scheduled and started to tell me about the great business of selling long distance for telephones. I was polite, and declined, but I wanted to kick him out and slam the door. This is no different. Start pitching your friends and acquaintances about switching service providers and you will not have any friends.

IMO it's sketchy and you are making yourself seem sketchy on a board of potential clients!

[JoshMclean]

I don't really understand why you would say that. You see something and say run because you don't understand it. I see something that peaks my interest so I investigate further. Two different mentalities I guess. That's why this thread was started to see if anyone had information on it. It might be a scam I will let you know what I think tonight.

[JoshMclean]

Thank you for the information.

[kurt]

I believe most MLMs that get very far are legal. That doesn't mean you should sign up. The ones I have seen are based on hype and duping people to some degree. The worst are ultimately based on preying upon the greed of family, friends, and the people in your community. This greed is often cloaked in talk of achieving hopes and dreams, in the form of cars, jewelry, homes, and stupendous vacations.

The bottom line is this - if you are able to be successful at MLM then you are the type of person who would be successfual at many different sales jobs. Successful sales of any product takes extreme hard work and perserverence. If you are suited for sales, pick a product and a company you feel reall good about.

I am interested in hearing how the meeting goes. After hyping the actual service and/or product, there is usually talk about getting in on the ground floor, and bragging about how many people so and so has under them, and the size of checks received.

Remember the general rule that 80% of sales are achieved by 20% of salespeople. I'd bet that in the case of MLMs those numbers are optimistic.

[JoshMclean]

Excellent post Kurt. That's what I've heard from most people who have done it before. I know a couple people who have been very successful in different types of MLMs. They all say that it's just like any other sales job. You must be willing to put in the hard work and believe in what you're selling. That's what draws me to Real Estate.

[Smiling JOe]

If you really want to check out the company, run it through ClarkHoward.com. If it is not already on there, shoot Clark an email for the scoop.

[SHELLY]

Josh...you can join whatever sect you want--but I guarantee, if one of these MLM pyramid scams/schemes get their hooks into you, it won't be long before your friends, family and acquaintances will be ducking for cover when you walk down the street.

AND IN THE END, YOU ONLY END UP WITH WONKS LIKE THIS GUY IN THE VIDEO....(Sounds like these guys are homing in on RE folks since they know they may be getting a bit hungry)


YouTube - fortune hi tech marketing
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[SWGB]

Josh,

I used to work for Nextel, what this does is make you an indirect dealer for these providers. What it boils down to is that they have already produced the requirements to be an indirect dealer and then pass a small commission on to you. If your really interested in this please contact Sprint and ask them for an app. If I remember correctly you'll need the following:

A fax machine
A computer
A high speed internet connection
The ability to sell a product

They generally require a deposit of some sort to keep you honest and then you receive a commission on a monthly basis. Keep in mind if you are dishonest or don't follow thru with customers they will suck you dry on charge backs.

[barefootguy]

I haven't heard of the company, but I think you'd need quite a few more product lines for many people to be bringing in 50k/month.

I had been involved with an MLM for about a decade. This business is partnered with huge amount of major retail/service companies, so other than fresh produce you're buying everything else (including real estate) through your own business. It was a wonderful time, I made money, spent money, built some great friendships, worked my tail off, dreamed big, and learned an awful lot. I'd still be slaving away in a warehouse somewhere if it wasn't for that business and the wonderful people encouraging me to do something with my talents and skills.

The sad part about a lot of business ventures is that the same wonderful people you learn and get encouragement from can cause the whole thing to crumble by getting greedy and trying to cheat the system. You can't get rich quick. You may be able to make some quick gains here and there. I more than tripled my income by quitting my job, but it sure didn't make me rich. Building a strong profitable business takes time, money and a whole lot of sweat and endurance. I had a good size, growing business that fell apart when we lost trust in the folks "upline" from us. It was like breaking my leg half way through a marathon. I gave up, crawled out of the way, and then took all I learned and put it into something else.

With an MLM you definitely need to sell your products, but to really have a strong profitable business you need to first help a handful of other people "under you" build their businesses. It can't be just about the money. You've got to care enough about pouring everything you've got into some other peoples lives.

Just thought I'd throw out my 2 cents.

[Smiling JOe]

Josh, have you been able to convince anyone else to sign up with you, yet?

[Hollibird]

I dont understand what the problem is with MLM's... I know they work. The one I am involved with sells legitimate website domains. You just happen to get money for people who buy then under you,. You are paying for a website. and selling a website.

[Jdarg]

It sounds like stepping on other people's heads to make money. MLM = shady and fishy. Like Amway, Excel, Herbalife.

I'm not the biggest Wikipedia fan, but they give a great summary here:

"In the most legitimate MLM companies, commissions are earned only on sales of the company's products or services. No money may be earned from recruiting alone ("sign-up fees"), though money earned from the sales of members recruited is one attraction of MLM arrangements. If participants are paid primarily from money received from new recruits, or if they are required to buy more product than they are likely to sell, then the company is a [ame="http://en.wikipedia.org/wiki/Pyramid_scheme"]pyramid[/ame] or [ame="http://en.wikipedia.org/wiki/Ponzi_scheme"]Ponzi scheme[/ame], which is illegal in most countries."

[Smiling JOe]

I'm curious as to the number of emails Josh sent regarding recruiting vs the number he sent regarding selling the products of the MLM. I think the answer will tell us exactly that which he is selling.

[Jdarg]

I dont understand what the problem is with MLM's... I know they work. The one I am involved with sells legitimate website domains. You just happen to get money for people who buy then under you,. You are paying for a website. and selling a website.




[/URL]

[/B]I just looked at this website. Tell me again, what is the product? There is no product mentioned. It is all about signing up people. Scamola.

Why do people fall for these things? Many years ago, Amway people tried to get us to fall for their deal. It was so obvious from the get go that it was creepy- and Amway even had some product to sell. These new ones, like this Freedom.ws touted in the website above, don't even pretend to be on the up and up. Hollibird, you are better than this crap. So are you Josh.

[Smiling JOe]

Jdarg, although the website looks like it's all about how to make a bunch of money, I think it is supposedly about selling website domains, although I couldn't find where I actually sign up for to see if a name has been taken, nor do I see where I can purchase a domain name. However, I do see how to get rich quickly. Here's how one person did it:

The Movie Does All The Work.
"My income has almost doubled each and every month... All you have to do is invite people to watch your movie." →

I think it is funny that all the domain names for that company end in .ws rather than a choice of .com, .org, etc.

[Jdarg]

Jdarg, although the website looks like it's all about how to make a bunch of money, I think it is supposedly about selling website domains, although I couldn't find where I actually sign up for to see if a name has been taken, nor do I see where I can purchase a domain name. However, I do see how to get rich quickly. Here's how one person did it:

The Movie Does All The Work.
"My income has almost doubled each and every month... All you have to do is invite people to watch your movie." →

I know! I couldn't find anything but watching movies of people telling me how they doubled the income. Where are the websites to buy/sell?

So, it looks easy! You wanna be my business partner?

[Smiling JOe]

not if it means marketing it to all my friends, thereby getting on their spam lists. I'd rather keep my friends.

[Jdarg]

not if it means marketing it to all my friends, thereby getting on their spam lists. I'd rather keep my friends.

No kidding. I have a hard time selling stuff to my friends that I can't explain or something they can't eat.

[SHELLY]

I dont understand what the problem is with MLM's... I know they work. The one I am involved with sells legitimate website domains. You just happen to get money for people who buy then under you,. You are paying for a website. and selling a website.

Lots of Who-Ha on the web about ".WS" I must admit, this is the first time I've heard of it. I know a lot more about this MLM now than I care to (these MLM things fascinate me--the proliferation of which seems to be a leading indicator that folks are becoming aware we're in a recession.)

OK ...test time:

(1) When was GDI originally established as a business?
(2) What was the year that GDI was #37 in INC.'s top 500?
(3) Will this video help this guy get the GDI promise of "Income for Life?"

[ame="http://www.youtube.com/watch?v=BBoBINjvF1c"]YouTube - GDI for Real or Scam?[/ame]



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[TooFarTampa]

Lots of Who-Ha on the web about ".WS" I must admit, this is the first time I've heard of it. I know a lot more about this MLM now than I care to (these MLM things fascinate me--the proliferation of which seems to be a leading indicator that folks are becoming aware we're in a recession.)

OK ...test time:

(1) When was GDI originally established as a business?
(2) What was the year that GDI was #37 in INC.'s top 500?
(3) Will this video help this guy get the GDI promise of "Income for Life?"

1) Mid-1990s
2) 2002
3)

SHELLY because I am obsessive I was Googling around about the same time last night, and I found it interesting to learn that .ws stands for Western Samoa, but is being marketed as standing for WebSite. Basically this company was trolling around for growth opportunities in the mid 90s and decided this domain name might have some.

But nose around and it is clear that to the major companies, .ws is junk. For example, if you type in Nordstrom.biz, Nordstrom.info, Nordstrom.org it will take you to the Nordstrom.com front page. Nordstrom did not buy .ws however because right now and apparently for the forseeable future, it considers it valueless.

That and a number of other big-name .ws names (Microsoft, Yahoo, etc) are "parked" by so called investors. They were available to the public only because when GDI first offered the .ws names directly to Fortune 500 companies, they declined -- according to GDI's own information. I think those companies know whether something is valuable or not.

If this were a viable product, it would be not be so bad of an idea, but a cursory search leads me to believe there is almost nothing in the .ws category besides millions of sales pitches. Yikes! Run Holli Run!

[Jdarg]

And I can't imagine anything more demeaning than realizing that I was part of somebody's "upline".

[kurt]

Thanks TFT.

Everyone - please do not put working MLM links on this site in posts, profiles, or signatures. Thanks!

[Smiling JOe]

I dont understand what the problem is with MLM's... I know they work. The one I am involved with sells legitimate website domains. You just happen to get money for people who buy then under you,. You are paying for a website. and selling a website.

I just re-read this. Wow! So, you buy a website, promoting websites to others, and their website does nothing but promote more websites. Interesting. Sounds like the, "send me $30 and I'll tell you how to make millions by mailing letters from home," scheme. Send in your $30 and you will be told to ask others to send in their $30 and you share this same information, telling others to send in... repeat....

Hollibird, didn't you and Josh work in the same office at one time? Did you sell him on the MLM?

[chrisv]

I've been too busy stuffing envelopes, what is this thread about?

[SHELLY]

I just re-read this. Wow! So, you buy a website, promoting websites to others, and their website does nothing but promote more websites. Interesting. Sounds like the, "send me $30 and I'll tell you how to make millions by mailing letters from home," scheme. Send in your $30 and you will be told to ask others to send in their $30 and you share this same information, telling others to send in... repeat....

DING, DING, DING...we've got a winner folks! Thanks SJ for connecting the dots. As I was researching the ".WS" pitch, I had a feeling that this scheme sounded familiar, but I just couldn't put my finger on it--your observation is 100% spot on!


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[Hollibird]

You are paying $10 a month for your own website.... a website that you can do anything with... dont a lot of you have your own website?

[Hollibird]

Like I said, you dont have to even promote this business on your website... you can do whatever you want with it.... its yours. and i am sure alot of people here pay someone to host thier own website.

[Smiling JOe]

Yep. I pay less than $10 per year for my domain name. What do yours costs? Just curious why you chose your site to have nothing but advertisements on how people made money by getting others to create a website like yours.

Not intending to pick on you, just trying to understand why people buy into such things. I'm guessing that you are out of the Realtor biz, or you you probably be advertising real estate on your site.

[Smiling JOe]

what does one of your website domain names cost? I couldn't find any info on your site, other than info-mercials.

[SHELLY]

Take a look at this messageboard for GDI groupies (in this case, the "Marketing" section)....it is not about "just" selling domain names:

http://talk.ws/index.php?PHPSESSID=d...910&board=10.0

One area talks about using "social networking sites" (i.e., facebook...maybe SOWAL.COM??) to "build relationships."

I applaud Kurt for recognizing this MLM as spam-crap and keeping it off the board.

Here's a sample from the board as to how to talk to "leads" you get from your website:

Here is a script that I just wrote for my team to use. Key things to remember.

#1 You MUST speak clearly and confidently. Try standing up with good posture while you talk especially if you have a weak voice or are not comfortable on the phone.

#2 Don't mention money. If the person asks how much you are making, DO NOT TELL THEM. Your reply should be something like this...I don't like to give that information out so soon. The reason being, I don't want to create any false hopes. This is a business, and you do have to put some effort into it. I don't know how much time and effort you are willing to put into your business right now. You can ask me again in a few months but even then I am not promising you I will tell you anything. We will see how much YOU are making in 6 months! Isn't that is what is important.

If they ask how much it costs...Nothing for 7 days. So cost doesn't matter right now, what does is whether or not you can SEE the potential to earn a nice living. (kinda light heartedly...) You might have to skip McDonalds once or twicea month to cover your overhead. It doesnt matter anyway because your BUSINESS should be making a PROFIT!

#3 The purpose of this call is NOT TO SELL AN OPPORTUNITY. It is to HELP your prospect start their own business

Hello "name",

How are you doing today?
My name is...
I just want to let you know that this is not a sales call. In FACT, I am not going to ask you to buy a thing. I only ask for 30 seconds of your time. I do however, have ONE question for you to answer before I continue.

Are you the type of person that would be interested in the possibility of owning your own business and working from the comfort of your own home?(see responses below)

(IF NO)_ I am sorry to hear that, unfortunately this information is not for you. I am sorry to have waisted your time. If you ever decide that you are this type of person...go to www.my.ws and put in (your user name) as the access code. (People do not like to be left out so wait a few seconds and see if they bite and ask for the info then continue with the yes response)
Good bye "name"

(IF YES)Great! You must be a high achiever. Have you ever heard of Global Domains international?(probably not)GDI is the sole distributor of .ws (DOT WS) domains worldwide.
.ws Stands for WebSite just like .com stands for commercial.
Right now there are approximately 30 Million domain names registered accross the world. That number is expected to BOOM to over 500 Million in the next 10 years which is a HUGE opportunity to be leveraged IF you position yourself correctly right now.

Do you have a few minutes and access to the internet right now so you can watch a short movie that GDI has spent a quarter of a million dollars producing and does a much better job of explaining this BUSINESS than I can?

(IF NO)That is ok, If you can grab a pencil and paper, I will give you the website address so you can go to it when you do have the time. Do you have it...OK good. You NEED to go to www.my.ws

Your access code will be(your GDI username)

Just fill in the short form so the movie can be customized for you...they characters will actually say your name. It is pretty neat. Just make sure that your speakers are turned up.

Do you have any questions?
(answer any that you can somewhat vaguely. You goal is to get them to watch the movie by stressing that it will explain it all)

(IF YES)<Get them to go to www.my.ws The access code is your username. Then they will need to fill out their name and email address. Try to stay on the line with them and walk them all the way through the signup process. Even though you can sign up for the free trial without a payment method, try to get them to put that info in there because it will lower your drop-out rate significantly. Point out that they will not be charged until AFTER the 7 day trial anyway.



In the event you get an answering machine

Hi my name is....
It has been brought to my attention that you or someone in your household has been looking for infomation about starting a home business. If this is true go to www.my.ws Your access code will be(your username). Go check it out! You can reach me at...if you have any questions.


I hope this helps.

Brian Perrone

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[elgordoboy]

Careful Shelly, about halfway through the pitch and I am ready to sign up. I had to break and come to my senses.

[beachbob]

You are paying $10 a month for your own website.... a website that you can do anything with... dont a lot of you have your own website?

Like I said, you dont have to even promote this business on your website... you can do whatever you want with it.... its yours. and i am sure alot of people here pay someone to host thier own website.

I got an email from Josh last week too....

Fellow Realtors,
Would you like to make extra income while the market remains slow? I have found the answer to that. I have joined up with a company called Fortune Hi-Tech Marketing. This company is solid as I have done a background check on them and checked them through the BBB. They are a debt free company that has a perfect credit ranking. This company is really going to take off over the next 24 months.


This company has been backed by Forbes and Fox news. You can check out this site here to learn a little more about the company.


We are having a meeting on it tonight at 6:30 in Miramar Beach if you would like to see what it's about.
Address and Directions:
408 Walton Way Miramar Beach 6:30 p.m Tonight!

Please call or email me if you have any questions,
Josh McLean

[Smiling JOe]

Josh, you didn't tell us that you were having an Open House/MLM marketing meeting, in that nice Bayfront Home. Did you remove the for sale sign to impress the others who were coming for the MLM, or did you leave the sign up and hope that the MLM peeps would forget about the MLM and want a tour of the home? Good strategy, either way.

[FLSunChaser]

I got an email from Josh last week too....

Fellow Realtors,
Would you like to make extra income while the market remains slow? I have found the answer to that. I have joined up with a company called Fortune Hi-Tech Marketing. This company is solid as I have done a background check on them and checked them through the BBB. They are a debt free company that has a perfect credit ranking. This company is really going to take off over the next 24 months.


This company has been backed by Forbes and Fox news. You can check out this site here to learn a little more about the company.


We are having a meeting on it tonight at 6:30 in Miramar Beach if you would like to see what it's about.
Address and Directions:
408 Walton Way Miramar Beach 6:30 p.m Tonight!

Please call or email me if you have any questions,
Josh McLean

I think all the realtors got this email. IF one more calls me to sign up I'm gonna go postal on them. My guess is in 6 months they'll be looking for the next get rich scheme so they can keep driving their BMW's and Mercedes for another month. Amway, Excel phone cards, Shacklee, Send Out Cards. . .broke a** realtors will try anything. . .Josh should have held it at the Destiny Worship Center and everyone could "pray" about it together and at the same time, just maybe the real estate market will turn around and all these Fortune Marketing "realtors" can sign up all their so called friends.

[SWGB]

Anybody remember Don Lapre?

[ame]http://en.wikipedia.org/wiki/Don_Lapre[/ame]

This guy is soooo annoying.

[SHELLY]

Josh, you didn't tell us that you were having an Open House/MLM marketing meeting, in that nice Bayfront Home.

Got Snacks????



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[SWGB]

Josh, you didn't tell us that you were having an Open House/MLM marketing meeting, in that nice Bayfront Home. Did you remove the for sale sign to impress the others who were coming for the MLM, or did you leave the sign up and hope that the MLM peeps would forget about the MLM and want a tour of the home? Good strategy, either way.

I wonder if the owners of said house are aware it is now a convention/meeting hall?

[beachbob]

That's a good question. Here is another. Is Josh's broker aware that their logo is the signature line for Josh's email about MLM meetings?

[wrobert]

Anyone remember when Glenn Turner's 'Dare to be Great' program made it through the area? I know a few people in NoWal that were several thousand dollars poorer after going to one of those meetings.

[chrisv]

Anybody remember Don Lapre?

http://en.wikipedia.org/wiki/Don_Lapre

This guy is soooo annoying.

Back in the mid 1990's when he was at his peak (infomercials every night), he walked into my bar in Vail. I carded him because he looked young, and when I saw his name it clicked who he was. He turned out to be pretty cool and was a good tipper

[John R]

The common factor of all those youtube testimonial/recruitment videos is that they look like they were made with 'my first editing suite'. With all that money they're making, you'd figure they would put some of it back into marketing materials produced professionally. Also, a good portion of them use stock photos of boats, planes, luxury cars, etc. It would be more of a true testimonial if they were standing next to their own assets.

[SHELLY]

It would be more of a true testimonial if they were standing next to their own assets.

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[gypsy639]

Remember when the choice of a doctor was yours and your care and treatment was left to just him/her and not some distant stranger whose only interest is “cost containment” and not your well-being?

If so, then you’ve lived long enough to appreciate “what goes around comes around”.

Consequently what is coming around is the return to Consumer Driven Fee-For-Service medical and dental care.

The leading proponent of the “new” old approach to health care is a Seattle based non-profit group named American Association of Patients and Providers (AAPP). They named their approach “SimpleCare”.

SimpleCare was the brainchild of two Seattle physicians, Vern S. Cherewatenko and David McDonald, who tired of 3rd party payers underpaying to the point of loosing money on each treatment performed.

The doctors decided to offer substantially lower fees to patients who would pay cash at the time of service. That change in procedure allowed them to avoid 3rd party payers and dramatically lower their administrative costs.

In a typical treatment scenario, the doctor sees a patient who has come in suffering from the flu. The visit lasts 10 minutes for diagnosis and medication prescription. The staff submits a $79.00 bill to the patients HMO. After a wait of 90 days the doctor’s office receives payment of $43.00 for the service.

The administrative cost for processing the bill is about $20.00, leaving the doctor with a “profit” of $23.00. Not so fast, the overhead for that patient is $30.00. Simple math shows the doctor lost $7.00 treating that patient.

This is not a hypothetical situation. Before SimpleCare, Cherewatenko’s practice had 55 doctors and was losing $80,000 a month due to 3rd party underpayments.

Since implementing SimpleCare, the doctors now charge the flu patient $35.00 if they pay by cash, check or credit card. Again, simple math shows the doctor earned $5.00 instead of a loss of $7.00. The doctors can now avoid bankruptcy, a very real threat to many doctors due to low reimbursements from all 3rd party payers, both public (Medicare and Medicaid) and private (HMO’s, PPO’s etc.).

The consumer wins too. They get the full attention of the doctor, free of “maximum per-patient time limits” and not treatment determined by a distant stranger. The concept of SimpleCare represents a dramatic departure from the “business as usual” model in health care financing. Most important, the patient receives the best healthcare at a reasonable cost.

Today, most health care is paid for through an expensive system known as 3rd party payers, where the 3rd party is an insurance company or a government agency. Many health care experts point to this system as the primary reason we in the U.S. face double-digit health insurance premium inflation and intrusion into our doctor’s decision-making process.

According to renowned economist Milton Friedman, in his analysis, “How To Cure Health Care”, two simple observations are key to the high level of spending on medical care and the dissatisfaction with that spending. The first is that most payments to physicians or hospitals or other caregivers for medical care are made not by the patient, but by a 3rd party. The second is that nobody spends somebody else’s money as wisely or as frugally as he/she spends their own.

Friedman also adds, “no 3rd party is involved when we shop at a supermarket. We pay the supermarket clerk directly. The same for gasoline for our car, clothes on our back and so on down the line.”

The majority has no choice in their health plans since the plans are employer provided. As a result they have no incentive to spend health care dollars wisely, nor do they have much, if any, opportunity to participate in the health care process.

Studies have shown that consumers tied to 3rd party payers may feel they are spending “someone else’s money” and therefore tempted to request unnecessary tests, treatments and other services. Insurers have responded by installing “gate keepers” to review and approve or deny requests for treatments.

James Henderson, author of Health Economics and Policy (Southwestern Publishing, 1999) and professor of economics at Baylor University, describes a classis example of how spending someone else’s money distorts the decision making process.

Henderson writes about a documented case where a 70-year-old man suffering from a ruptured abdominal aortic aneurysm was brought to the hospital and spent weeks in an intensive care unit. The bill approached $275,000, none of which was paid by the patient.

The man’s physician determined that poor eating caused by poorly fitting dentures caused his slow recovery. The doctor requested the hospital dentist perform the needed adjustments. Later the doctor discovered the man had not allowed the hospital dentist to perform the needed adjustments. When asked for a reason, the patient replied, “$75.00 is a lot of money.” Medicare would not pay for the adjustment, so it would have been an out of pocket cost.

The nations reliance on 3d party insurance is expensive and getting more so every year. The cost of health care and insurance coverage has been inflated many times over to cover the expense of having a 3rd party involved in the process.

Is it any wonder then, that programs that promise to return to the older model of patient choice and responsibility are increasingly more popular?

What started out with two doctors has grown into about 500,000 doctors and providers in all disciplines serving nearly 6,000,000 patients in all states. Even some of the largest insurance companies are venturing into the world of Consumer Driven Health Care, but their efforts look a lot like their insured plans with controls and “cost containment”. They just will never learn.

Compliments to Conrad F. Meier and Milton Friedman.

[30A Skunkape]

beware, MLM pitch ahead

[SHELLY]

beware, MLM pitch ahead

Not a very effective MLM advert since I found the bald freak uber-annoying and clicked it off about 7 seconds into the pitch.


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[gypsy639]

Skunkape, I resent your reply. Nowhere in post or website am I promoting MLM. I am presenting facts that are supported by studies and referring anyone who is interested in an alternative to a broken healthcare system.

gypsy639

[SHELLY]

Skunkape, I resent your reply. Nowhere in post or website am I promoting MLM. I am presenting facts that are supported by studies and referring anyone who is interested in an alternative to a broken healthcare system.

gypsy639

Ameriplan is MLM the promotion of which is at the end of the post:

To see what the “new” old system can do for you, I invite you

The following information is a summary of our research regarding inforamtion on the so called AmeriPlan Scam'.

AmeriPlan is a provider access organization that uses brokers to provide supplemental health benefits to members. AmeriPlan Corporation arranges for members to have access to dental, vision, prescription drug and chiropractic providers who have agreed to offer their services at negotiated discounts off their usual and customary fees.

The AmeriPlan business opportunity pays out a variety of commissions and bonuses to its brokers based on member acquisition.

AmeriPlan claims to be an insurance company. However, AmeriPlan benefits are not insurance. Participants must use an AmeriPlan provider in order to receive any discount.

The AmeriPlan scam takes place when a representative calls offering 2,500 dollar credit card for $249. This card can be used for medical expenses supposedly covered under AmeriPlan. The caller informs the potential client that they will receive the card in the mail before their bank account is debited. This is not the case.

If a customer asks for more information they are told they will not receive any information until they send their payment.

Often customers do not receive their card yet their accounts are debited the $249.

When the customer calls to find out about the charges they are told they can no longer get the $249 deal. Of course the customers' next move is to try to cancel their account with AmeriPlan. Customers are told they cannot cancel their account over the phone and that they will have to fill out a cancellation form via the internet.

It has been reported that this cancellation process does not work. Customers call back to AmeriPlan and are told to fill out the form online and that nothing else can be done, leaving the customer in a catch 22 situation.

AmeriPlan claims these cases are isolated and that they, "have never had any of these complaints." However, any internet search on The AmeriPlan Scam will yield an alarming number of consumer complaints.


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[30A Skunkape]

Skunkape, I resent your reply. Nowhere in post or website am I promoting MLM. I am presenting facts that are supported by studies and referring anyone who is interested in an alternative to a broken healthcare system.

gypsy639

Give us all a break...it is (yet) another MLM scam that is more tasteless than most since it preys on people without health insurance.

I am afraid JoshMclean and Hollibird already recruited all the SOWALers who might have been interested in MLM. You can read all about it on this thread: MLM discussion - SoWal Beaches Forum That is about all that needs to be said.

[GoodWitch58]

Except maybe that: politicians listening to Milton Friedman (may he RIP) has a lot to do with the economic situation we find ourselves in now.

[gypsy639]

Ameriplan is MLM the promotion of which is at the end of the post:






The following information is a summary of our research regarding inforamtion on the so called AmeriPlan Scam'.

AmeriPlan is a provider access organization that uses brokers to provide supplemental health benefits to members. AmeriPlan Corporation arranges for members to have access to dental, vision, prescription drug and chiropractic providers who have agreed to offer their services at negotiated discounts off their usual and customary fees.

The AmeriPlan business opportunity pays out a variety of commissions and bonuses to its brokers based on member acquisition.

AmeriPlan claims to be an insurance company. However, AmeriPlan benefits are not insurance. Participants must use an AmeriPlan provider in order to receive any discount.

The AmeriPlan scam takes place when a representative calls offering 2,500 dollar credit card for $249. This card can be used for medical expenses supposedly covered under AmeriPlan. The caller informs the potential client that they will receive the card in the mail before their bank account is debited. This is not the case.

If a customer asks for more information they are told they will not receive any information until they send their payment.

Often customers do not receive their card yet their accounts are debited the $249.

When the customer calls to find out about the charges they are told they can no longer get the $249 deal. Of course the customers' next move is to try to cancel their account with AmeriPlan. Customers are told they cannot cancel their account over the phone and that they will have to fill out a cancellation form via the internet.

It has been reported that this cancellation process does not work. Customers call back to AmeriPlan and are told to fill out the form online and that nothing else can be done, leaving the customer in a catch 22 situation.

AmeriPlan claims these cases are isolated and that they, "have never had any of these complaints." However, any internet search on The AmeriPlan Scam will yield an alarming number of consumer complaints.


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Shelly

In response to your post: You state Ameriplan "claim" to be an insurance company. I challange you to find and post any official Ameriplan document where the insurance company claim is made.

You also stated Ameriplan scam representative calls offering $2500 credit card for $249. I again challange you to prove that statement. such a product does not exist in product portfolio.

Since your post is now part of the public domain and slander and liable is evident, your post has been forwarded to Ameriplan Legal Department for their review.

Have a nice day